Terms & Privacy

Privacy Policy

Your privacy is very important to us and we believe that your personal information should be respected and protected. For this reason, we are committed to protecting your personal information and using it only as appropriate to provide you with the best possible service, products and opportunities.

This privacy notice describes our information practices and policies. It applies to our relationship with you if you are an individual who inquires about or obtains products or services from us for personal, commercial, family or household products.


Information We Collect

We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms
- Information about your transactions with us, our affiliates or others
- Information we receive from a consumer reporting agency
- We may also collect nonpublic personal information, such as medical reports, to underwrite insurance policies, process claims, or for other related functions.

“Nonpublic Personal Information” means personally identifiable financial information provided by you, resulting from any transaction with you or any service performed for you, or otherwise obtained by us. “Employees, Representatives, Agents and Selected Third Parties” refers to individuals or entities who act on our behalf.


Information We Disclose

We do not share Nonpublic Personal Information about you except as allowed by law or authorized by you. We may disclose all types of Nonpublic Personal Information that we collect, including information regarding your transactions or experiences with us, when needed, to (i)companies that perform marketing services on our behalf or to other financial service providers with which we have joint marketing agreements as permitted by law, or (ii)Employees, Representatives, Agents and Selected Third Parties, as permitted by law.


Information Security

We restrict access to personal information about you to those employees who need access to that information to provide products and services to you. We maintain physical, electronic and procedural safeguards to guard your personal information.


A Special Word About Our Insurance Information Practices

The information in this section applies to you only if you applied for or purchased an insurance product from us for personal, commercial, family or household purposes. This section is intended to supplement, but not replace, the other information contained in this Notice of Privacy Practices. You have the right to access the nonpublic personal information that we collect about you and your insurance transactions with us. If you believe that any of the information is in error, you have the right to request us to correct it. Send your written request, including your policy number and the information about which you are concerned to the address listed below.


Email Communications

We will not send you an email in which we ask for personal information from you (such as password or Social Security number) or link you to our website to ask you for such information unless we reference a specific transaction or information that you have requested. If you receive an unsolicited or suspicious email from The General Agency Company, please forward the email to us at info@ga-ins.com.



Terms of Use ("Terms")

Last updated: August 12th, 2018

Please read these Terms of Use ("Terms", "Terms of Use") carefully before using the http://www.ga-ins.com website operated by the General Agency Company.

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.

By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.


Intellectual Property

All copyright, trademarks, design rights and other intellectual property rights (registered and unregistered) in and on the General Agency Company Services belong to the General Agency Company and/or third parties. Nothing in the Terms grants you the right or license to use any trademark, design right, content, or copyright owned by the General Agency Company.


Links To Other Web Sites

Our Service may contain links to third-party web sites or services that are not owned or controlled by General Agency Company. General Agency Compnay has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that General Agency Compnay shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.


Applicable Law

By using our Website and our Services, you agree that any applicable federal law, and the laws of the State of Michigan, without regard to principles of conflict of laws, will govern these Terms of Use and any dispute of any sort that may arise between you and the General Agency Company.


Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.



The General Agency Company Commitment

We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.

If you have any questions about these Terms of Use or Privacy Policy, please contact us.

General Agency Company
525 E. Broadway St.
Mt. Pleasant MI, 48858
989-773-6981
info@ga-ins.com
www.ga-ins.com


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General Agency Company
525 E. Broadway Street
Mt Pleasant, MI 48858
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Tel: 1.800.589.6982

Email: info@ga-ins.com



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