Personal Home Owners

The General Agency Company can tailor a policy to meet your exact needs. Our companies provide a broad range of protection including coverage on your home and detached structures as well as your personal property (contents) and liability exposures. Many of these companies allow additional discounts for membership in Professional Groups and Associations such as MEA, Alumni, Property/Lake Associations and certain Credit Union/Banking affiliation. By combining Home, Automobile and Life policies with the same company additional discounts may be available.

Deductibles are available from $100 to $5,000 for most homes and up to $50,000 on high value homes. Replacement cost coverage is available for many homes and your personal property. Our companies have the ability to schedule almost any personal item that needs “special” protection.

Optional coverages available include ordinance and law protection, sewer/septic backup, loss to refrigerated contents due to a power outage, your child’s liability for babysitting or lawn mowing, mortgage interest rate increase after a total loss, identity theft coverage, and many, many more coverages.

Call 989-773-6981 to receive a quote or discuss the many options available to you. We look forward to your call.