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Life Insurance
Life insurance helps protect your family and loved ones against financial difficulties in the event of your premature death. If someone you know depends on you financially, chances are you need life insurance. How much and what kind you need can best be determined by having an insurance professional help you conduct a thorough insurance needs analysis.
There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.
Many employers provide their employees with life insurance coverage, but it's often not enough to ensure the financial security of your loved ones. And if you leave your job or change jobs, you usually can't take the coverage with you.
For more information about life insurance and an Life Insurance Needs Calculator, see the Life and Health Insurance Foundation for Education (LIFE).